Mutually Speaking
Life Insurance Policy Loans
If you are the owner of a permanent life insurance policy, you may be able to borrow funds from your policy’s cash value. Term policies, which provide less expensive life insurance coverage, do not offer cash value or the ability to take policy loans. What is cash value? Cash value is a savings-type element that…
Categories:
The Importance of Fixed Income in Retirement
Retirement income planning strategies have long used “the 4% rule” developed by William...
Understanding Traditional and Roth IRAs
When it comes to retirement, your future is in your hands – not solely in the hands of...
Taxes in Retirement
In retirement, your income may come from several sources, including Social Security,...
Securing Income Through Retirement
Living on a fixed income during retirement years can be a difficult adjustment. Many...
Saving Outside of Retirement Accounts
Experts suggest that you need 70–80% of your pre-retirement income level to live...
Mentally Preparing for Retirement
When you are a young adult, retirement seems like such a distant stage of life that it’s...